"It is certainly not yet as bad as it was in the late 80s when millions of homes were plunged into negative equity," says Lyn. "I can remember those days very well and often when I was sorting out a divorce, it was more a case of arguing not who took what but who got which debt."

"We have not reached that stage yet but it is certainly true that increasing numbers of couples feel stuck in a relationship out of which there is no economic escape. This is largely down to high mortgage payments and the rising cost of living."

While more couples are arranging their own divorce, they still look to lawyers to help them iron out a financial settlement.

"If couples cannot agree and realise their divorce will end up in court then they soon realise they need a lawyer to represent them," adds Lyn. "What is happening is that couples are remaining in the same house but living separate lives - which can create a lot of tension in the house and is particularly difficult if children are involved.

"For a couple in their 40s, perhaps mortgage free with tangible assets to divide, a divorce is a real option and should mean there is something left for both parties to start a new independent life, relatively free of economic uncertainty."

"But in the case of younger couples, their options are a lot more limited - and becoming increasingly so."

"However, collaborative processes can help couples work out a way forward without going to court."

For more information contact Lyn Ellins on 01793 511055 or lyn.ellins@clmlaw.co.uk